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	<title>Chapter 7 and 13 Bankruptcy Blog</title>
	<link>http://chapter7and13bankruptcyblog.com</link>
	<description>Articles written by Victoria Ring, a Certified Paralegal and Bankruptcy Training Instructor</description>
	<lastBuildDate>Tue, 13 Sep 2011 20:55:32 +0000</lastBuildDate>
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		<title>Do Attorneys Still Practice Law?  Are Paralegals Now Practicing Law Instead?</title>
		<description><![CDATA[Back in 1977 when I began working for law firms, there was no such thing as a paralegal.  Instead, we were called: legal secretaries.  This is because the attorney studied the law, looked up the law in their office law books and became their own law clerk.  In fact, the attorney learned every aspect of [...]]]></description>
		<link>http://chapter7and13bankruptcyblog.com/archives/1125</link>
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		<title>Methods for Establishing Ongoing Marketing Structures within Your Business or Law Firm</title>
		<description><![CDATA[Marketing needs to be integrated into your day-to-day business functions; not done as something you dread, like accounting and taking out the trash.  The following are a few tips to help you establish ongoing marketing structures for the growth of your business or law firm.  Once they become a part of your structure, it will [...]]]></description>
		<link>http://chapter7and13bankruptcyblog.com/archives/1119</link>
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		<title>Schedule B Bankruptcy Petition Tips</title>
		<description><![CDATA[Security deposits with landlords If the debtors are renting, make sure you include the deposit paid to the landlord on Schedule B. Listing this asset does not take money from the debtor; but not listing it could throw up a red flag to the court that you may have left out additional information. Of course, [...]]]></description>
		<link>http://chapter7and13bankruptcyblog.com/archives/1116</link>
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		<title>Travel Update from Victoria Ring</title>
		<description><![CDATA[As many of you know, I left Colorado Springs on July 9 to drive across country to assist my cousin who had medical issues due to diabetes. She did not have any one to help and she was living on a fixed income,  I have been staying with her for the past 4 weeks while [...]]]></description>
		<link>http://chapter7and13bankruptcyblog.com/archives/1114</link>
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		<title>NEWS: My Bankruptcy School Sold to Two California Attorneys on 08.12.11</title>
		<description><![CDATA[Marc Mathys and Doug Michie, two prominent California bankruptcy attorneys have purchased My Bankruptcy School from Victoria Ring of Chapter713Training. Victoria Ring decided that My Bankruptcy School needs to be owned by attorneys simply because attorneys prefer to be trained by attorneys.  One of the problems with the low enrollment at My Bankruptcy School in [...]]]></description>
		<link>http://chapter7and13bankruptcyblog.com/archives/1109</link>
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		<title>Bankruptcy School Update</title>
		<description><![CDATA[My Bankruptcy School was developed from the materials I created after traveling the country from 2004 to 2008.  Back in those days, I kept a suitcase packed at the front door and was leaving to do a seminar or set up a new law firm practice 2 or 3 times per month.  After training hundreds [...]]]></description>
		<link>http://chapter7and13bankruptcyblog.com/archives/1104</link>
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		<title>How to Save Your Bankruptcy Client $100s on Their Motor Vehicle</title>
		<description><![CDATA[Did you know that as a bankruptcy attorney you have several options available to save your clients hundreds, if not thousands of dollars on their motor vehicles?  In fact, by understanding and utilizing these options to help your clients, they will be better able to understand the benefits of paying your fee and utilizing the [...]]]></description>
		<link>http://chapter7and13bankruptcyblog.com/archives/1100</link>
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		<title>How to Increase Profits for Your Law Firm</title>
		<description><![CDATA[The first question Victoria Ring receives from many attorneys is: &#8220;How can you increase profits for my law firm?&#8221; She answers this question by introducing them to the concept of utilizing virtual paralegals.  However, when attorneys learn that virtual paralegals charge a flat fee versus a &#8220;per hour&#8221; rate, the next question is: &#8220;Why can’t [...]]]></description>
		<link>http://chapter7and13bankruptcyblog.com/archives/1098</link>
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		<title>A Quick Tip for Qualifying a Chapter 13</title>
		<description><![CDATA[I just got off the phone with an attorney in Florida regarding a case he was working on.  Believe it or not, these debtors actually had equity in their home (which is rare to find in this day and age.)  Their home was appraised at $400,000 and they owed $387,000. Originally the attorney filed a [...]]]></description>
		<link>http://chapter7and13bankruptcyblog.com/archives/1094</link>
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		<title>Mortgage Cram Down Report</title>
		<description><![CDATA[Last week there was a great deal of controversy surrounding the topic of first mortgage cram downs based upon articles I had written about the subject.  Some attorneys became angry and upset while others researched the topic and sent me their comments which appear below. I hope this article helps to resolve the issue and [...]]]></description>
		<link>http://chapter7and13bankruptcyblog.com/archives/1091</link>
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