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	<title>Chapter 7 and 13 Bankruptcy Blog &#187; bankruptcy petition</title>
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	<link>http://chapter7and13bankruptcyblog.com</link>
	<description>Articles written by Victoria Ring, a Certified Paralegal and Bankruptcy Training Instructor</description>
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		<title>A Quick Tip for Qualifying a Chapter 13</title>
		<link>http://chapter7and13bankruptcyblog.com/archives/1094</link>
		<comments>http://chapter7and13bankruptcyblog.com/archives/1094#comments</comments>
		<pubDate>Wed, 29 Jun 2011 21:48:00 +0000</pubDate>
		<dc:creator>Victoria Ring</dc:creator>
				<category><![CDATA[Bankruptcy Petition Tips]]></category>
		<category><![CDATA[Chapter 13 Training and Info]]></category>
		<category><![CDATA[arrearage]]></category>
		<category><![CDATA[attorney training]]></category>
		<category><![CDATA[bankruptcy petition]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Chapter 13 training]]></category>
		<category><![CDATA[CLE]]></category>
		<category><![CDATA[lawyer training]]></category>
		<category><![CDATA[petition preparation]]></category>
		<category><![CDATA[quick tip]]></category>

		<guid isPermaLink="false">http://chapter7and13bankruptcyblog.com/?p=1094</guid>
		<description><![CDATA[I just got off the phone with an attorney in Florida regarding a case he was working on.  Believe it or not, these debtors actually had equity in their home (which is rare to find in this day and age.)  Their home was appraised at $400,000 and they owed $387,000. Originally the attorney filed a [...]]]></description>
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		<title>The Low Cost Bankruptcy Filing Scam Revealed</title>
		<link>http://chapter7and13bankruptcyblog.com/archives/1040</link>
		<comments>http://chapter7and13bankruptcyblog.com/archives/1040#comments</comments>
		<pubDate>Fri, 13 May 2011 07:25:06 +0000</pubDate>
		<dc:creator>Victoria Ring</dc:creator>
				<category><![CDATA[Bankruptcy Training Articles]]></category>
		<category><![CDATA[Other]]></category>
		<category><![CDATA[attorney]]></category>
		<category><![CDATA[bankruptcy petition]]></category>
		<category><![CDATA[bankruptcy scams]]></category>
		<category><![CDATA[bankruptcy training]]></category>
		<category><![CDATA[Chapter 7 training]]></category>
		<category><![CDATA[CLE]]></category>
		<category><![CDATA[file bankruptcy]]></category>
		<category><![CDATA[law firm training]]></category>
		<category><![CDATA[lawyer]]></category>
		<category><![CDATA[low cost petition]]></category>
		<category><![CDATA[paralegal training]]></category>
		<category><![CDATA[scam]]></category>

		<guid isPermaLink="false">http://chapter7and13bankruptcyblog.com/?p=1040</guid>
		<description><![CDATA[Have you noticed the ads in newspapers from law firms claiming to file a bankruptcy for only $300 or $200 or even as low as $150? Did you ever wonder how they can charge this low of an amount and still stay in business?  Here are two scams that use these techniques: Scam 1: Pretending [...]]]></description>
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		<title>Mid-Week Bankruptcy Case Review &#8211; Issue 01</title>
		<link>http://chapter7and13bankruptcyblog.com/archives/823</link>
		<comments>http://chapter7and13bankruptcyblog.com/archives/823#comments</comments>
		<pubDate>Wed, 20 Oct 2010 03:01:24 +0000</pubDate>
		<dc:creator>Victoria Ring</dc:creator>
				<category><![CDATA[Bankruptcy Case Reviews]]></category>
		<category><![CDATA[Cram Downs and Strip Downs]]></category>
		<category><![CDATA[attorney training]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[bankruptcy petition]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage cram down]]></category>
		<category><![CDATA[proposing cram downs]]></category>
		<category><![CDATA[Sonya Banks]]></category>
		<category><![CDATA[strip down mortgage]]></category>
		<category><![CDATA[virtual petitions]]></category>

		<guid isPermaLink="false">http://chapter7and13bankruptcyblog.com/?p=823</guid>
		<description><![CDATA[Issue 01 &#8211; October 20, 2010 This is the first issue of a new publication I plan to publish each week.  The information in this publication is made possible by the Chapter 7 and 13 bankruptcy petition reviews we do for attorneys nationwide.  We felt by sharing this information with other attorneys and law firms, [...]]]></description>
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		<title>Chapter 7 Class Schedule for September 2010</title>
		<link>http://chapter7and13bankruptcyblog.com/archives/702</link>
		<comments>http://chapter7and13bankruptcyblog.com/archives/702#comments</comments>
		<pubDate>Tue, 31 Aug 2010 00:15:21 +0000</pubDate>
		<dc:creator>Victoria Ring</dc:creator>
				<category><![CDATA[Bankruptcy Seminars]]></category>
		<category><![CDATA[attorney training]]></category>
		<category><![CDATA[bankruptcy petition]]></category>
		<category><![CDATA[bankruptcy school]]></category>
		<category><![CDATA[bankruptcy training]]></category>
		<category><![CDATA[chapter 7 course]]></category>
		<category><![CDATA[Chapter 7 training]]></category>
		<category><![CDATA[class schedule]]></category>
		<category><![CDATA[online training]]></category>

		<guid isPermaLink="false">http://chapter7and13bankruptcyblog.com/?p=702</guid>
		<description><![CDATA[Enroll at http://www.mybankruptcyschool.com September 7 &#8211; Getting Started and Pre-Qualifying Debtors September 11 &#8211; Voluntary Petition, Schedules A and B September 15 &#8211; Schedules C, D, E and F September 20 &#8211; Schedules G, H, I and J September 24 &#8211; Statement of Affairs and Means Test September 28 &#8211; Miscellaneous Forms and Finalization Techniques [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>What to Do When a Debtor Wants to File a Chapter 7 but the Means Test Qualifies Them for a Chapter 13</title>
		<link>http://chapter7and13bankruptcyblog.com/archives/510</link>
		<comments>http://chapter7and13bankruptcyblog.com/archives/510#comments</comments>
		<pubDate>Sat, 07 Aug 2010 21:53:27 +0000</pubDate>
		<dc:creator>Victoria Ring</dc:creator>
				<category><![CDATA[Bankruptcy Petition Tips]]></category>
		<category><![CDATA[Bankruptcy Training Articles]]></category>
		<category><![CDATA[Chapter 13 Training and Info]]></category>
		<category><![CDATA[attorney marketing]]></category>
		<category><![CDATA[attorney training]]></category>
		<category><![CDATA[bankruptcy attorney]]></category>
		<category><![CDATA[bankruptcy petition]]></category>
		<category><![CDATA[bankruptcy training]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[means test]]></category>
		<category><![CDATA[qualify for chapter 13]]></category>

		<guid isPermaLink="false">http://chapter7and13bankruptcyblog.com/?p=510</guid>
		<description><![CDATA[&#8211; Victoria Ring, Colorado Bankruptcy Training For those of you just entering the field of debtor bankruptcy, this article will be very helpful to you because it addresses a very common problem that occurs when working with debtors.  The common problem is that debtors want their cake and eat it too. This statement may sound [...]]]></description>
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		<item>
		<title>Do Your Part to Prevent Fraud in Bankruptcy Filings</title>
		<link>http://chapter7and13bankruptcyblog.com/archives/391</link>
		<comments>http://chapter7and13bankruptcyblog.com/archives/391#comments</comments>
		<pubDate>Thu, 08 Jul 2010 22:31:30 +0000</pubDate>
		<dc:creator>Victoria Ring</dc:creator>
				<category><![CDATA[Bankruptcy News]]></category>
		<category><![CDATA[bankruptcy debtor]]></category>
		<category><![CDATA[bankruptcy fraud]]></category>
		<category><![CDATA[bankruptcy petition]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[petition preparation]]></category>
		<category><![CDATA[prevent bankruptcy fraud]]></category>

		<guid isPermaLink="false">http://chapter7and13bankruptcyblog.com/?p=391</guid>
		<description><![CDATA[&#8211; by Victoria Ring, Colorado Bankruptcy Training In the old days (not long ago) when a person decided to file bankruptcy they normally really needed to file bankruptcy.  But today, a large number of cases are filed with the fraudulent intention of taking advantage of the bankruptcy system and it is up to every one [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<item>
		<title>VIDEO: Bankruptcy Petition Intake Process Tip</title>
		<link>http://chapter7and13bankruptcyblog.com/archives/363</link>
		<comments>http://chapter7and13bankruptcyblog.com/archives/363#comments</comments>
		<pubDate>Thu, 24 Jun 2010 22:40:14 +0000</pubDate>
		<dc:creator>Victoria Ring</dc:creator>
				<category><![CDATA[Videos]]></category>
		<category><![CDATA[bankruptcy 2010 software]]></category>
		<category><![CDATA[bankruptcy petition]]></category>
		<category><![CDATA[Bankruptcy Software]]></category>
		<category><![CDATA[Best Case]]></category>
		<category><![CDATA[best case training]]></category>
		<category><![CDATA[frederick rogolvy]]></category>
		<category><![CDATA[intake tip]]></category>
		<category><![CDATA[petition tip]]></category>
		<category><![CDATA[petition training]]></category>

		<guid isPermaLink="false">http://chapter7and13bankruptcyblog.com/?p=363</guid>
		<description><![CDATA[If the video does not automatically appear in the area above, click here: http://www.youtube.com/watch?v=1bF3G8zCWmY DO YOU ENJOY MY VIDEOS? If you enjoy my short videos specifically designed for Chapter 7 and Chapter 13 bankruptcy attorneys, you can subscribe to my YouTube channel at: http://www.youtube.com/user/MsVictoriaRing Click on SUBSCRIBE at the top of page]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Is Your Debtor Eligible for $250 Government Check?</title>
		<link>http://chapter7and13bankruptcyblog.com/archives/253</link>
		<comments>http://chapter7and13bankruptcyblog.com/archives/253#comments</comments>
		<pubDate>Thu, 10 Jun 2010 03:16:27 +0000</pubDate>
		<dc:creator>Victoria Ring</dc:creator>
				<category><![CDATA[Bankruptcy Petition Tips]]></category>
		<category><![CDATA[bankruptcy petition]]></category>
		<category><![CDATA[bankruptcy petition training]]></category>
		<category><![CDATA[doughnut hole]]></category>
		<category><![CDATA[medicare]]></category>
		<category><![CDATA[medicare rebate check]]></category>

		<guid isPermaLink="false">http://chapter7and13bankruptcyblog.com/?p=253</guid>
		<description><![CDATA[Beginning on June 15, 2010, the federal government will begin mailing one-time $250 rebate checks to Medicare beneficiaries who have hit the drug plan’s coverage gap known as: the doughnut hole. The payment is part of the new health care reform law and people on Medicare do not have to apply to receive the rebate.  [...]]]></description>
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		<title>Potential Problems for CoSigners and CoDebtors When a Bankruptcy Petition is Filed</title>
		<link>http://chapter7and13bankruptcyblog.com/archives/79</link>
		<comments>http://chapter7and13bankruptcyblog.com/archives/79#comments</comments>
		<pubDate>Fri, 09 Apr 2010 00:51:38 +0000</pubDate>
		<dc:creator>Victoria Ring</dc:creator>
				<category><![CDATA[Bankruptcy Training Articles]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[bankruptcy cosigner]]></category>
		<category><![CDATA[bankruptcy petition]]></category>
		<category><![CDATA[bankruptcy training]]></category>
		<category><![CDATA[codebtor]]></category>
		<category><![CDATA[cosigner]]></category>
		<category><![CDATA[online training]]></category>
		<category><![CDATA[petition preparation tips]]></category>
		<category><![CDATA[Victoria Ring]]></category>

		<guid isPermaLink="false">http://chapter7and13bankruptcyblog.com/?p=79</guid>
		<description><![CDATA[As you may be aware, cosigners and codebtors are people (or companies) who are obligated to pay a debt if the client does not pay it.  Therefore, when a client decides to file bankruptcy and that client owes a debt where a cosigner or codebtor is involved, it could potentially cause a major problem to [...]]]></description>
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