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	<title>Chapter 7 and 13 Bankruptcy Blog &#187; bankruptcy lawyer</title>
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	<link>http://chapter7and13bankruptcyblog.com</link>
	<description>Articles written by Victoria Ring, a Certified Paralegal and Bankruptcy Training Instructor</description>
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		<title>Report on California Trip and New Bankruptcy Law Firm</title>
		<link>http://chapter7and13bankruptcyblog.com/archives/998</link>
		<comments>http://chapter7and13bankruptcyblog.com/archives/998#comments</comments>
		<pubDate>Fri, 18 Mar 2011 01:51:20 +0000</pubDate>
		<dc:creator>Victoria Ring</dc:creator>
				<category><![CDATA[Bankruptcy News]]></category>
		<category><![CDATA[bankruptcy attorney]]></category>
		<category><![CDATA[bankruptcy lawyer]]></category>
		<category><![CDATA[california attorney]]></category>
		<category><![CDATA[california bankruptcy]]></category>
		<category><![CDATA[doug michie]]></category>
		<category><![CDATA[marc mathys]]></category>
		<category><![CDATA[new bankruptcy firm]]></category>
		<category><![CDATA[ventura california bankruptcy attorney]]></category>

		<guid isPermaLink="false">http://chapter7and13bankruptcyblog.com/?p=998</guid>
		<description><![CDATA[— by Victoria Ring I just returned from Ventura, California where I set up a new debtor bankruptcy law firm for Doug Michie and Marc Mathys. Doug and Marc attended law school together and have been good friends for many years.  Both had an extensive background in real estate and were doing loan modifications for [...]]]></description>
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		<title>Video:  The Rapid Import and My Case Info Deception</title>
		<link>http://chapter7and13bankruptcyblog.com/archives/758</link>
		<comments>http://chapter7and13bankruptcyblog.com/archives/758#comments</comments>
		<pubDate>Mon, 20 Sep 2010 05:38:20 +0000</pubDate>
		<dc:creator>Victoria Ring</dc:creator>
				<category><![CDATA[Law Office Tips and Tricks]]></category>
		<category><![CDATA[Videos]]></category>
		<category><![CDATA[attorney training]]></category>
		<category><![CDATA[bankruptcy attorney]]></category>
		<category><![CDATA[bankruptcy lawyer]]></category>
		<category><![CDATA[legal import]]></category>
		<category><![CDATA[legal software]]></category>
		<category><![CDATA[My Case Info]]></category>
		<category><![CDATA[new attorney]]></category>
		<category><![CDATA[new bankruptcy lawyer]]></category>
		<category><![CDATA[Rapid Import]]></category>

		<guid isPermaLink="false">http://chapter7and13bankruptcyblog.com/?p=758</guid>
		<description><![CDATA[If you are a new bankruptcy attorney you may be familiar with services such as Rapid Import and My Case Info that say they save you time if you pay them $10 per case. But this is NOT TRUE. Watch this 4 minute video and learn why these services do nothing but cause havoc when preparing the bankruptcy petition.
]]></description>
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		<title>Pre-Qualifying Debtors for a Mortgage Cram Down</title>
		<link>http://chapter7and13bankruptcyblog.com/archives/710</link>
		<comments>http://chapter7and13bankruptcyblog.com/archives/710#comments</comments>
		<pubDate>Sun, 05 Sep 2010 21:16:08 +0000</pubDate>
		<dc:creator>Victoria Ring</dc:creator>
				<category><![CDATA[Cram Downs and Strip Downs]]></category>
		<category><![CDATA[attorney training]]></category>
		<category><![CDATA[bankruptcy attorney]]></category>
		<category><![CDATA[bankruptcy cram down]]></category>
		<category><![CDATA[bankruptcy lawyer]]></category>
		<category><![CDATA[bankruptcy strip]]></category>
		<category><![CDATA[cram down mortgage]]></category>
		<category><![CDATA[legal training]]></category>
		<category><![CDATA[mortgage cram down]]></category>
		<category><![CDATA[mortgage strip down]]></category>
		<category><![CDATA[paralegal training]]></category>
		<category><![CDATA[strip second mortgage]]></category>

		<guid isPermaLink="false">http://chapter7and13bankruptcyblog.com/?p=710</guid>
		<description><![CDATA[I had two attorneys this week send us bankruptcy cases where they wanted to propose a Cram Down on the FIRST mortgage and a Strip Down of the SECOND because the house was underwater. Unfortunately, both of the bankruptcy clients were not eligible for a cram down.  I had to call both attorneys and let them know.  They were shocked and were not aware that pre-qualification was necessary to propose a mortgage cram down and strip.  This is when I decided to write this article to help other attorneys and their law firms.]]></description>
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		<slash:comments>2</slash:comments>
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		<title>Bankruptcy Case Review</title>
		<link>http://chapter7and13bankruptcyblog.com/archives/66</link>
		<comments>http://chapter7and13bankruptcyblog.com/archives/66#comments</comments>
		<pubDate>Sun, 07 Mar 2010 23:51:29 +0000</pubDate>
		<dc:creator>Victoria Ring</dc:creator>
				<category><![CDATA[Bankruptcy Case Reviews]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[bankruptcy attorney]]></category>
		<category><![CDATA[bankruptcy case review]]></category>
		<category><![CDATA[bankruptcy education]]></category>
		<category><![CDATA[bankruptcy lawyer]]></category>
		<category><![CDATA[bankruptcy review]]></category>
		<category><![CDATA[bankruptcy training]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[client intake interview]]></category>
		<category><![CDATA[law]]></category>
		<category><![CDATA[legal]]></category>

		<guid isPermaLink="false">http://chapter7and13bankruptcyblog.com/?p=66</guid>
		<description><![CDATA[a lesson in client intake interviews and conflicting information For the three weeks I have been working on one particular bankruptcy case.  Why is it taking so long?  The clients have been very difficult to interview and the husband and wife keep providing conflicting information.  Therefore, I decided to write this article to help you [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Bankruptcy World Updates</title>
		<link>http://chapter7and13bankruptcyblog.com/archives/64</link>
		<comments>http://chapter7and13bankruptcyblog.com/archives/64#comments</comments>
		<pubDate>Wed, 03 Mar 2010 00:34:02 +0000</pubDate>
		<dc:creator>Victoria Ring</dc:creator>
				<category><![CDATA[Bankruptcy News]]></category>
		<category><![CDATA[attorney]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[bankruptcy attorney]]></category>
		<category><![CDATA[bankruptcy lawyer]]></category>
		<category><![CDATA[consumer bankruptcy]]></category>
		<category><![CDATA[legal article]]></category>
		<category><![CDATA[unemployment]]></category>

		<guid isPermaLink="false">http://chapter7and13bankruptcyblog.com/?p=64</guid>
		<description><![CDATA[Below are some updates I received from various sources that I wanted to pass on to you: 400,000 AMERICANS TO LOSE UNEMPLOYMENT BENEFITS WITHIN THE NEXT TWO WEEKS According to the Labor Department, about 400,000 people will lose benefits in the next two weeks without action from Congress. The short-term extension was designed to tide [...]]]></description>
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		<title>Bankruptcy Petition Case Review</title>
		<link>http://chapter7and13bankruptcyblog.com/archives/35</link>
		<comments>http://chapter7and13bankruptcyblog.com/archives/35#comments</comments>
		<pubDate>Wed, 20 Jan 2010 05:14:04 +0000</pubDate>
		<dc:creator>Victoria Ring</dc:creator>
				<category><![CDATA[Bankruptcy Case Reviews]]></category>
		<category><![CDATA[attorney]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[bankruptcy attorney]]></category>
		<category><![CDATA[bankruptcy lawyer]]></category>
		<category><![CDATA[bankruptcy petition review]]></category>
		<category><![CDATA[bankruptcy petition training]]></category>
		<category><![CDATA[case review]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[law]]></category>
		<category><![CDATA[legal]]></category>
		<category><![CDATA[legal article]]></category>
		<category><![CDATA[legal training]]></category>
		<category><![CDATA[Victoria Ring]]></category>

		<guid isPermaLink="false">http://chapter7and13bankruptcyblog.com/?p=35</guid>
		<description><![CDATA[The problem: There is not enough left over for the debtors to make a Chapter 13 Plan payment. I talked with an attorney today who said:  For a Chapter 13 Plan, I thought all I needed to do was take the amount left over between Schedules I and J and this was the Plan payment. [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Bankruptcy Software Cannot Think for You</title>
		<link>http://chapter7and13bankruptcyblog.com/archives/41</link>
		<comments>http://chapter7and13bankruptcyblog.com/archives/41#comments</comments>
		<pubDate>Sun, 10 Jan 2010 21:20:28 +0000</pubDate>
		<dc:creator>Victoria Ring</dc:creator>
				<category><![CDATA[Bankruptcy Software]]></category>
		<category><![CDATA[ABI]]></category>
		<category><![CDATA[american bankruptcy institute]]></category>
		<category><![CDATA[attorney]]></category>
		<category><![CDATA[bankruptcy attorney]]></category>
		<category><![CDATA[bankruptcy lawyer]]></category>
		<category><![CDATA[Bankruptcy Office Tips]]></category>
		<category><![CDATA[Bankruptcy Topics]]></category>
		<category><![CDATA[bankruptcy training]]></category>
		<category><![CDATA[Best Case]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[education]]></category>
		<category><![CDATA[elearning]]></category>
		<category><![CDATA[law]]></category>
		<category><![CDATA[law firm]]></category>
		<category><![CDATA[lawyer]]></category>
		<category><![CDATA[legal]]></category>
		<category><![CDATA[online education]]></category>
		<category><![CDATA[paralegal]]></category>
		<category><![CDATA[software]]></category>
		<category><![CDATA[Victoria Ring]]></category>
		<category><![CDATA[virtual assistant]]></category>
		<category><![CDATA[virtual bankruptcy assistants]]></category>

		<guid isPermaLink="false">http://chapter7and13bankruptcyblog.com/?p=41</guid>
		<description><![CDATA[** This article will help you to understand important basic information if you are an attorney just getting started or transitioning to the field of debtor bankruptcy law. An attorney called me today.  She was in a hurry and wanted to know what software she needed that would prepare a bankruptcy petition in about an [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>New Bankruptcy Law Firm Established</title>
		<link>http://chapter7and13bankruptcyblog.com/archives/47</link>
		<comments>http://chapter7and13bankruptcyblog.com/archives/47#comments</comments>
		<pubDate>Sat, 14 Nov 2009 19:24:07 +0000</pubDate>
		<dc:creator>Victoria Ring</dc:creator>
				<category><![CDATA[Company Announcements]]></category>
		<category><![CDATA[attorney]]></category>
		<category><![CDATA[bankruptcy attorney]]></category>
		<category><![CDATA[bankruptcy lawyer]]></category>
		<category><![CDATA[Bankruptcy Office Tips]]></category>
		<category><![CDATA[Bankruptcy Topics]]></category>
		<category><![CDATA[Bankruptcy Training Other]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[creditor]]></category>
		<category><![CDATA[debtor]]></category>
		<category><![CDATA[debtor bankruptcy]]></category>
		<category><![CDATA[elearning]]></category>
		<category><![CDATA[law]]></category>
		<category><![CDATA[law firm]]></category>
		<category><![CDATA[lawyer]]></category>
		<category><![CDATA[new law practice]]></category>
		<category><![CDATA[paralegal]]></category>
		<category><![CDATA[start a business]]></category>

		<guid isPermaLink="false">http://chapter7and13bankruptcyblog.com/?p=47</guid>
		<description><![CDATA[I am very happy to report that the Law Firm of John H Spurgeon in Pasadena, California has opened a new debtor law bankruptcy practice and will be accepting new clients soon.  Attorney John Spurgeon worked as a Certified Public Accountant for many years before graduating from the California Bar approximately 10 years ago. Since [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Bankruptcy Petition Questions and Answers</title>
		<link>http://chapter7and13bankruptcyblog.com/archives/54</link>
		<comments>http://chapter7and13bankruptcyblog.com/archives/54#comments</comments>
		<pubDate>Wed, 28 Oct 2009 10:16:01 +0000</pubDate>
		<dc:creator>Victoria Ring</dc:creator>
				<category><![CDATA[Bankruptcy Case Reviews]]></category>
		<category><![CDATA[attorney]]></category>
		<category><![CDATA[bankruptcy attorney]]></category>
		<category><![CDATA[bankruptcy lawyer]]></category>
		<category><![CDATA[Bankruptcy Topics]]></category>
		<category><![CDATA[Bankruptcy Training Other]]></category>
		<category><![CDATA[Chapter 11]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[education]]></category>
		<category><![CDATA[law]]></category>
		<category><![CDATA[lawyer]]></category>
		<category><![CDATA[legal]]></category>
		<category><![CDATA[legal assistant]]></category>
		<category><![CDATA[online education]]></category>
		<category><![CDATA[paralegal]]></category>
		<category><![CDATA[Questions and Answers]]></category>
		<category><![CDATA[VBA]]></category>
		<category><![CDATA[Victoria Ring]]></category>
		<category><![CDATA[virtual assistant]]></category>
		<category><![CDATA[virtual bankruptcy assistants]]></category>

		<guid isPermaLink="false">http://chapter7and13bankruptcyblog.com/?p=54</guid>
		<description><![CDATA[The following questions and answers were submitted to Victoria Ring either at a teleconference or by email during this past week. The best of the best were chosen to be published below.  The answers are provided by Victoria Ring who is not an attorney.  Therefore, the information provided in this material is for training purposes [...]]]></description>
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